Benefits Eligibility

You are eligible for benefits the 61st day of employment.  Many of the plans offer coverage for eligible dependents, including:

• Your legal spouse
• Your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, a legally-adopted child, or a child for whom you are the legal guardian)
• Your dependent children of any age who are physically or mentally unable to care for themselves

Electing Benefits

You can sign up for or change your benefits elections at the following times:

• During annual benefits open enrollment period (elections take effect January 1st)
• On the 1st day of employment, election must be made within 30 days of eligibility as a newly hired employee
• Within 30 days of experiencing a qualifying life event

Examples of Qualifying Life Events

• Marriage
• Birth or adoption of a child
• Change in dependent’s status
• Divorce, legal separation
• Gain or loss of coverage
• Change in work status

Termination of Coverage

Your benefits coverage will terminate on the earliest of:

• The end of the month following the date of termination
• The date in which you no longer meet the eligibility requirements
• The date in which contribution payments are not received
• The date any benefit plan is terminated
• The date you enter the armed forces on active, full-time duty except as covered under USERRA