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DISABILITY INSURANCE

DISABILITY INSURANCE

Voluntary Short Term and Long Term Disability

Disability insurance can help replace lost income due to a covered injury or illness.

Lincoln Financial Group

What Your Benefits Cover Short-Term Disability Long-Term Disability
Coverage Amount 60% of Salary Max $1,000/Week 60% of Salary Max $5,000/Month
Maximum Payment Period 11 Weeks Social Security Normal
Retirement Age
Accident/Illness Begins: Day 15 Day 91
Guaranteed Issue N/A $5,000 in Coverage
Pre-Existing Conditions N/A 12 Month Look Back; 24 Months after Exclusion
Minimum Work Hours/Week for Eligibility 30 30
Premium Waived if Disabled N/A Yes
Benefits is Paid for By Visual Edge IT Employee


*This chart is only a high-level overview. Please refer to plan documents for additional information.